“Life is inherently risky. There is only one big risk you should avoid at all costs, and that is the risk of doing nothing.” ~Denis Waitley

Risk management is the foundation of financial planning. While risk cannot be eliminated, it can and should be mitigated. We believe a comprehensive financial plan must consider and prepare for the unexpected – such as accidents, illnesses and disability. You’ve worked hard to plan, save, and invest, don’t allow that hard work to be derailed by an event that can’t be predicted, but can be planned for. We will help you think ahead and consider different scenarios, then prepare contingency plans to address them.

Beyond preparing for the unexpected, insurance products often have unique characteristics that can be leveraged in retirement and estate planning scenarios. As part of any financial planning engagement, we will review what you currently have in place for insurance coverage. In the event you don’t have appropriate coverage in place, our risk management services include:

  • Term life insurance
  • Universal life insurance
  • Disability insurance
  • Long-term care insurance
  • Annuities

Raymond James, Coastline Wealth Group and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.  Coastline Wealth Group offers full service financial planning for individual and corporate accounts.  Our financial planning offices are independently managed locally in Morgan City, Louisiana.  If you would like to schedule a consultation regarding your existing insurance or future insurance plans, please contact our offices.